MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT
(SHRI RAM KRIPAL YADAV)
(a) : The Government is implementing Deen dayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) across the country in a mission mode with the objective of organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them to take economic activities till they attain appreciable increase in incomes over a period of time to improve their quality of life and come out of abject poverty.
(b) : The programme aims to ensure that at least one woman member from each rural poor household (about 9 crore) is brought into the fold of women SHGs and their federations within a definite time frame. As on 31st May, 2018 cumulatively about 5 crore women have been mobilised into 43.8 lakh SHGs.
(c) : Capacity building of SHGs is a key activity under DAY-NRLM. Apart from training programmes organised by State Rural Livelihoods Mission (SRLMs) capacity building is imparted by developing a cadre of Community Resource Persons (CRPs) from among the community members, activists, animators, book-keepers, para professionals etc. to provide training and other community based support to SHGs.Placement linked Skill Development is also provided under DeenDayalUpadhyayGrameenKaushalyaYojana (DDU-GKY), a sub-scheme of DAY-NRLM, to unemployed rural youth for employment in organised sectors. Further DAY-NRLM, in partnership with banks and State Governments, also support Rural Self Employment Training Institutes (RSETIs) for skilling rural youth to take up gainful self – employment. DAY-NRLM also facilitates credit linking of SHGs with banks to support their economic activities. To facilitate this, the programme promotes deployment of Business Correspondents (Bank Mitras) and community facilitatorslike “Bank Sakhis” in rural areas where there is no bank persons. In addition SHG members are encouraged to act as Banking Correspondents/Agents to provide last mile financial services including deposit, credit and remittance, disbursement of old age pension and scholarships, payment of MGNREGA wages and enrolment under insurance and pension schemes to the rural poor.
(d) : The fund allocated to the states and the expenditure incurred from inception of DAY-NRLM from 2011-12 are given in Annexure-I.
(e) : The scheme is currently under implementation in 601 districts in the country. The state-wise details are given in Annexure-II.
(f) : The Institute of Rural Management Anand (IRMA), was engaged to carry out an independent evaluation of DAY-NRLM in June 2017. The results indicate that the households in the treatment areas:
(i) have a higher number of livestock assets as compared to control areas
(ii) show a higher proclivity to save in formal institutions
(iii) have a higher loan size and are more likely to borrow from formal financial sources
(iv) have 22% higher (net) income than the households in other rural areas
(g) : In addition to DAY-NRLM, the Ministry of Rural Development is implementing Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), Pradhan MantriAwaasYojana - Gramin (PMAY-G), Pradhan Mantri Gram SadakYojana (PMGSY) and National Social Assistance Programme (NSAP) to bring about overall improvement in the quality of life of the people in rural areas through employment generation, strengthening of livelihood opportunities, promoting self-employment, provision of social assistance and other basic amenities. These programmes have direct and indirect bearing on poverty alleviation.
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