Question : LOANS TO UNEMPLOYED PROFESSIONALS S



(a) whether the banks have been providing loans to unemployed professionals like doctors, engineers, chartered accountants, architects to set up their establishment;

(b) if so, the State-wise details of such loan applications received by various public sector banks during the last three years; and (C) the State-wise amount of loan provided by each public sector banks to these professionals during the above period ?

Answer given by the minister

MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL)

(a): Yes, Sir.

(b): The existing information system of RBI does not generate the data on applications received.

(c): According to the information furnished by Reserve Bank of India, the details of State-wise loans outstanding in the books of Public Sector Banks to the professionals & self employed persons during the March ended 1998,1999 and 2000 are indicated in the Annexure.
ANNEXURE

THE STATEMENT SHOWING THE STATE-WISE LOANS OUTSTANDING IN THE BOOK OF PUBLIC SECTOR BANKS (PRIORITY SECTOR ADVANCES ) TOWARDS THE PREFESSIONAL & SELF EMPLOYED PERSONS DURING MARCH ENDED 1998, 1999 & 2000.

(Amount in Rs. 000`s)
Sl. No. Name of States/U.Ts Professionals & Self Employed Persons
1998 1999 2000
No. of Amount No. of Amount No. of A/C O/s A/C O/s A/C O/s
1. Haryana 19208 424921 17825 523965 16082 632754

2. Himachal Pradesh 8468 146481 7270 162885 4677 167064

3. Jammu & Kashmir 2439 75543 5153 207793 3150 176626

4. Punjab 26031 598779 22262 657150 22676 895663

5. Rajasthan 43159 666674 40451 867486 30337 736119 6. Chandigarh 1414 58128 1347 79569 1259 84826

7 Delhi 14347 438463 15369 494730 6381 579780

8. Assam 28914 606365 29045 786965 22167 911784

9. Manipur 2633 59650 2422 63030 731 43180 10. Meghalaya 818 33851 765 33180 520 46918 11. Nagaland 451 6601 282 14993 447 43012 12. Tripura 3468 50238 3639 61061 2943 73941 13. Arunachal Pradeh 41 2773 24 2329 95 6291 14. Mizoram 43 1289 46 1584 54 8337 15. Sikkim 515 11278 453 11317 588 13812 16. Bihar 126050 1366446 114843 1298943 92904 1458059 17. Orissa 72792 895222 75931 1020906 75797 1012695 18. West Bengal 116171 1126011 100743 1113485 82293 1023154 19. Andaman & Nicobar 527 11838 568 16631 470 15541 20. Madhya Pradesh 100269 1539222 85267 1957250 74764 2493981 21. Uttar Pradesh 138556 1986390 131495 2220091 103480 2945988 22. Gujarat 61432 1274630 60520 1685182 59287 1791393 23. Maharashtra 140335 2787941 171964 4184390 110357 4783371 24. Daman & Diu 243 3613 116 3500 96 3402 25. Goa 4640 130342 4243 143706 4129 164024 26. D & Nagar Haveli 93 2903 144 4700 199 10000 27. Andhra Pradesh 144236 2012260 135447 2198359 111309 2109121 28. Karnataka 114100 2237481 105220 2506540 96951 2847347 29. Kerala 88973 1433841 84709 1322478 74714 1470611 30. Tamil Nadu 192725 2138647 176538 2610586 171547 2660997 31. Pondicherry 4845 44658 4800 44209 4435 46454 32. Lakshadweep 63 686 48 632 46 588
ALL INDIA 1457999 22173165 1398949 26299625 1174885 29256833