Question : Insurance for Anganwadi Workers


(a) whether the Ministry is considering to provide insurance cover benefits to the Anganwadi Workers on the lines of the benefits provided to medical professionals and frontline COVID workers;
(b) if so, the details thereof;
(c) whether any central assistance is being provided or efforts have been made to provide relief to Anganwadi Workers; and
(d) if so, the details thereof?

Answer given by the minister


(a) to (d) Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme for Health Care Workers fighting COVID-19 was launched to provide comprehensive personal accident cover of Rs. 50 Lakh to 22.12 lakh to health care providers and the same has also been extended to Anganwadi Workers/Helpers who may have been in direct contact and care of COVID-19 patients and may be at risk of being impacted by this, subject to fulfillment of the certain conditions.

States/UTs have been asked to ensure provision of safety tools like masks, gloves, soaps and sanitizers etc. for Anganwadi Workers.

AWWs/AWHs are also covered under the Pradhan Mantri Jeevan Jyoti Bima Yojana (life cover of ? 2.00 lakh to AWWs/AWHs in the age group of 18 to 50 years); Pradhan Mantri Suraksha Bima Yojana (?2.00 lakh to AWWs/AWHs in the age group of 18-59 years in case of accidental death or permanent/full disability and ?1.00 lakh in case of partial but permanent disability); and Anganwadi Karyakarti Bima Yojana (life cover of ?30,000/- to AWWs/AWHs in the age group of 51 to 59 years (closed group as on 01.06.2017).

Government of India has introduced Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) Pension Scheme for the unorganized sectors in the country to ensure old age protection envisaging assured pension of ?3,000/- per month on attaining the age of 60 years. PM-SYM is a voluntary and contributory pension scheme on 50:50 basis where prescribed age-specific contribution shall be made by the beneficiary and the matching contribution by the Central Government for availing the assured pension of ?3,000/- per month on attaining the age of 60 years.

In this regard, State Governments/UT Administrations have been requested to encourage eligible AWWs/AWHs to get themselves enrolled under the Pradhan Mantri Shram Yogi Mandhan (PM-SYM) Pension Scheme on voluntary basis.


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