MINISTER OF HOUSING & URBAN POVERTY ALLEVIATION ( KUMARI SELJA )
(a)to(c): A Statement is laid on the Table of the Sabha.
STATEMENT
STATEMENT REFERRED TO IN REPLY TO LOK SABHA STARRED
QUESTION NO. 208 FOR 17.7.2009.
(a)&(b): A Technical Group was constituted by the Ministry
in 2006 to assess the urban housing shortage. The Group
estimated that at the end of the 10th Five Year Plan
(2007-08), the total housing shortage in the country was
24.71 million. It put the housing shortage amongst the
various income groups as under:-
Income Category Income Limit Housing shortage Rs. per month) in millions at the end of the 10th Five Year Plan
Economically Weaker Upto 3300 21.78
Sections (EWS)
Low Income Group (LIG) 3301-7300 2.89
Middle Income Group (MIG) 7301-14500 ] ] 0.04
High Income Group (HIG) 14501 ] and above ]
(c): The Union Government formulated the National Urban
Housing & Habitat Policy, 2007 with the aim of providing
`Affordable Housing for All` with particular emphasis in
meeting the housing needs of the Economically Weaker
Sections (EWS) and Low Income Group (LIG).
This policy intends to promote sustainable
development of the urban habitat with a view to ensuring
equitable supply of land, shelter and services at
affordable prices to all sections of society.
In 2005, Government launched the Jawaharlal Nehru
National Urban Renewal Mission (JNNURM), to make provision,
inter-alia, of housing and basic services for the urban
poor by a holistic and integrated development of slums in
65 specified cities under the Sub Mission Basic Services to
the Urban Poor (BSUP) and in other cities and towns under
the Integrated Housing and Slum Development Programme
(IHSDP). A total of 461 projects under Basic Services to
the Urban Poor (BSUP) and 839 projects under Integrated
Housing & Slum Development Programme (IHSDP) have been
approved all over the country so far envisaging
construction/ upgradation of 9,93,523 and 4,61,887 dwelling
units respectively.
In December 2008, Government started a new scheme -
Interest Subsidy Scheme for Housing for the Urban Poor
(ISHUP) for providing interest subsidy to make housing
loans affordable and within the repayment capacity of
Economically Weaker Sections (EWS)/ Low Income Group (LIG).
The scheme makes available loans upto Rs.1 lakh through
Commercial Banks/Housing Finance Companies for the purposes
of construction/acquisition of houses with an interest
subsidy of 5%.
With a view to encourage allotment of land for EWS
housing, another Scheme for `Affordable Housing in
Partnership`, was started under which Central Government
assistance is available for infrastructure connectivities
for housing projects which provide houses upto 80 Sq.mt.
carpet area of which at least 25% are for EWS/LIG.
In June 2009, Government announced the intention to
comprehensively address the issue of slums, and to provide
a Rajiv Awas Yojana (RAY) for housing in urban areas along
the lines of the Indira Awas Yojana. The details of the
RAY are being drawn up.
