(a) whether the Government proposes to introduce health insurance scheme for the
fatally ill as insurance companies express their inability to provide insurance cover to
the people suffering from serious and incurable diseases;
(b) if so, the details thereof; and
(c) the time by which the said scheme is likely to be introduced?
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI NAMO NARAIN MEENA)
(a) to (c): The Insurance Regulatory and Development Authority (IRDA) has
Informed that it has issued an Exposure Draft to provide insurance cover for
People Living with HIV and people vulnerable to HIV / AIDS, under health
insurance policies of both Life and Non-Life insurance companies. As per the
exposure draft, all Life Insurers and General Insurers shall put in place an
underwriting policy on health insurance coverage for persons suffering from
HIV.