Minister of State in the Ministry of Finance
(a)and (b) As apprised by Ministry of Housing and Urban Affairs (MoHUA), Street Vendors engaged in vending in urban areas as on or before March 24, 2020 are eligible for benefits under PM SVANidhi Scheme. The eligible vendors are identified as per following criteria:-
i. Street vendors in possession of Certificate of Vending / Identity Card issued by Urban Local Bodies (ULBs);
ii. The vendors, who have been identified in the ULB led survey, but have not been issued Certificate of Vending / Identity Card;
iii. Street Vendors, left out of the survey or who have started vending after completion of the survey and have been issued Letter of Recommendation (LoR) to that effect by the ULB / Town Vending Committee (TVC); and
iv. The vendors of surrounding development/ peri-urban / rural areas vending in the geographical limits of the ULBs and have been issued Letter of Recommendation (LoR) to that effect by the ULB / TVC.
(c)28,69,477 eligible beneficiaries have benefited under the PM SVANidhi Scheme till March 7, 2022. A statement indicating State and year-wise details of the loan disbursed under the scheme is at Annexure-I.
(d)A statement indicating district and year-wise number of beneficiaries as well as the loan disbursed in the State of Rajasthan is at Annexure-II.
(e) and (f) Under PM SVANidhi Scheme, the rate of interest charged by different types of Lending Institutions is as under:-
i. In case of Scheduled Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks (SFBs), Cooperative Banks & SHG Banks, it is as per their prevailing rates of interest as per their Board approved policies.
ii. In case of Non-Banking Finance Company (NBFC), NBFC-Micro-Finance Institutions (MFIs) etc., it is as per RBI guidelines for respective lender category.
iii. For MFIs (non NBFC) & other lender categories not covered under the RBI guidelines, it is applicable as per the extant RBI guidelines for NBFC-MFIs.
An interest subsidy of 7% is paid on a quarterly basis on timely repayment of the loan instalments. The interest above the subsidy is borne by the beneficiary.
(g)PM SVANidhi is a Central Sector Scheme. No funds are released to the States for disbursal to beneficiaries. Loan amount is directly released to the beneficiaries by the Lending Institutions.
An interest subsidy of 7% is paid on quarterly basis through direct benefit transfer to the borrower on repayment of the loan instalments and cash back of upto ?100 per month is provided to the street vendors to incentivize digital transactions. So far an amount of ?45.21 crore & ?7.55 crore have been paid as interest subsidy and cash back respectively. State wise details is at Annexure-III.
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Annexure-I as referred to in respect of Lok Sabha Unstarred Question No. 2066 for reply on 14.03.2022
PM SVANidhi SCHEME
Statement showing State and year wise number of beneficiaries under PM SVANidhi Scheme
States/ UTs Number of Beneficiaries
FY 2020-21 FY 2021-22
(upto 07.03.2022) Total
A & N Island 387 83 470
Andhra Pradesh 1,12,672 68,964 1,81,636
Arunachal Pradesh 1,588 857 2,445
Assam 14,152 33,780 47,932
Bihar 28,858 17,429 46,287
Chandigarh 2,051 1,264 3,315
Chhattisgarh 40,290 5,860 46,150
Daman & Diu and Dadra & Nagar Haveli 1,021 131 1,152
Delhi 31,155 9,251 40,406
Goa 1,017 205 1,222
Gujarat 1,02,345 84,364 1,86,709
Haryana 16,941 7,796 24,737
Himachal Pradesh 2,768 537 3,305
Jammu & Kashmir 11,501 2,276 13,777
Jharkhand 22,034 5,652 27,686
Karnataka 1,07,939 29,952 1,37,891
Kerala 8,047 1,170 9,217
Ladakh 247 13 260
Madhya Pradesh 3,13,888 1,45,408 4,59,296
Maharashtra 1,49,083 44,954 1,94,037
Manipur 6,094 2,332 8,426
Meghalaya 253 305 558
Mizoram 442 28 470
Nagaland 1,202 266 1,468
Odisha 27,473 6,603 34,076
Puducherry 1,130 111 1,241
Punjab 26,659 11,819 38,478
Rajasthan 50,322 16,425 66,747
Sikkim - 1 1
Tamil Nadu 87,749 71,005 1,58,754
Telangana 3,09,954 32,858 3,42,812
Tripura 2,601 321 2,922
Uttar Pradesh 5,63,712 1,98,471 7,62,183
Uttarakhand 9,107 1,242 10,349
West Bengal 2,377 10,685 13,062
Grand Total 20,57,059 8,12,418 28,69,477
Annexure-II as referred to in respect of Lok Sabha Unstarred Question No. 2066 for reply on 14.03.2022
PM SVANidhi SCHEME
Statement showing district-wise and year-wise number of beneficiaries as well as the fund disbursed in the State of Rajasthan under PM SVANidhi Scheme
Districts FY 2020-21 FY 2021-22 (upto 07.03.2022)
Number of Beneficiary Disbursed amount (in ?) Number of Beneficiary Disbursed amount (in ?)
Ajmer 3,254 147,60,793 1,124 113,00,900
Alwar 2,072 47,51,300 672 66,00,000
Banswara 2,385 47,12,100 350 43,95,000
Baran 706 70,36,602 153 15,05,000
Barmer 385 38,36,434 222 23,60,000
Bharatpur 1,952 71,75,000 510 50,67,000
Bhilwara 1,335 133,31,333 996 100,15,000
Bikaner 874 87,37,800 27 4,90,000
Bundi 855 85,43,000 118 12,70,000
Chittorgarh 1,267 126,24,553 279 27,75,000
Churu 1,284 128,29,167 583 59,60,000
Dausa 729 72,80,000 121 11,60,000
Dholpur 1,080 106,85,000 201 19,84,000
Dungarpur 594 59,15,000 56 5,40,000
Ganganagar 1,184 117,76,967 607 60,60,000
Hanumangarh 1,104 110,04,167 380 40,30,000
Jaipur 12,454 1242,26,572 3,242 320,29,396
Jaisalmer 425 42,49,167 70 7,00,000
Jalore 365 36,45,000 144 14,31,000
Jhalawar 589 58,60,200 161 16,00,000
Jhunjhunu 1,119 111,77,172 372 37,51,000
Jodhpur 1,244 122,76,001 930 93,32,000
Karauli 783 78,15,000 359 35,20,000
Kota 2,832 33,99,984 1,199 120,95,999
Nagaur 1,328 131,78,556 534 53,50,000
Pali 1,266 126,54,997 662 66,20,000
Pratapgarh 366 36,43,300 36 5,15,000
Rajsamand 549 54,57,503 266 26,55,000
Sawaimadhopur 1,024 102,18,000 330 32,40,000
Sikar 1,145 114,30,000 500 50,04,000
Sirohi 730 72,75,703 493 53,05,000
Tonk 990 98,07,789 223 20,78,000
Udaipur 2,053 20,36,001 505 54,73,000
Grand Total 50,322 39,33,50,161 16,425 16,62,11,295
Annexure-III as referred to in respect of Lok Sabha Unstarred Question No. 2066 for reply on 14.03.2022
PM SVANidhi SCHEME
Statement showing State-wise Direct Benefit Transfer under PM SVANidhi Scheme (upto 07.03.2022)
States/ UTs Interest Subsidy
Released
(amount in ?) Cash Back
Released
(amount in ?)
Andaman and Nicobar Islands 1,04,926 4,625
Andhra Pradesh 2,63,86,306 62,98,072
Arunachal Pradesh 4,51,984 26,607
Assam 37,85,548 2,29,873
Bihar 70,33,406 7,81,647
Chandigarh 6,09,441 1,86,116
Chhattisgarh 87,98,084 11,41,593
D&D and DNH 2,80,568 42,587
Delhi 56,34,734 14,93,458
Goa 2,50,651 20,360
Gujarat 2,35,57,222 27,79,475
Haryana 40,59,645 6,41,363
Himachal Pradesh 6,62,337 62,091
Jammu and Kashmir 16,02,855 90,684
Jharkhand 58,92,116 7,52,754
Karnataka 2,60,18,984 50,48,857
Kerala 20,70,512 1,86,912
Ladakh 41,962 1,522
Madhya Pradesh 7,05,01,949 1,10,74,581
Maharashtra 3,97,06,398 75,23,160
Manipur 12,67,756 57,748
Meghalaya 63,996 1,366
Mizoram 1,06,408 2,576
Nagaland 2,99,393 15,268
Odisha 74,72,535 14,07,735
Puducherry 2,91,550 36,146
Punjab 67,09,298 5,18,818
Rajasthan 1,23,33,442 27,45,616
Sikkim 74 -
Tamil Nadu 2,47,79,733 25,59,572
Telangana 7,23,94,006 1,85,01,048
Tripura 5,20,426 11,609
Uttar Pradesh 9,53,63,826 1,09,65,031
Uttarakhand 22,50,380 2,10,751
West Bengal 8,25,113 1,30,990
Grand Total 45,21,27,564 7,55,50,611
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