Question : Loan under MUDRA Scheme

(a) whether the rising Non-performing Assets of Public Sector Banks and the recent banking sector blues have impacted/ affected disbursement of Micro Units Development and Refinance Agency Limited (MUDRA) loans, if so, the details thereof;
(b) the details of the target set, applications received and loan disbursed under MUDRA scheme, since its inception, district-wise, State/UT-wise including Andhra Pradesh and Odisha along with the number of persons belonging to various categories that is Scheduled Castes, Scheduled Tribes, Other Backward Classes and General benefited under the MUDRA scheme during the last three years;
(c) the target set and amount of loan distributed under the MUDRA scheme in the current financial year, State/UT-wise; and
(d) the steps taken/being taken to improve the disbursal of loan under MUDRA scheme for the current financial year?

MINISTER OF STATE IN THE MINISTRY OF FINANCE

(a) to (c)Pradhan Mantri Mudra Yojana (PMMY) is being implemented in all States/UTs across the country and national level targets under the scheme have been consistently met. The year-wise target and achievement under the Pradhan Mantri Mudra Yojana (PMMY) on 23.03.2018 since inception of the scheme is as under:
Rs in Crore
FY Target Achievement
2015-16 1,22,188 1,37,449
2016-17 1,80,000 1,80,529
2017-18 2,44,000 2,28,144 (as on 23.03.2018)





State/UT/District wise targets have not been fixed by Government and information relating to number of loan applications submitted under PMMY is not maintained centrally.
State/UT-wise details of loans extended to various categories namely Scheduled Castes, Scheduled Tribes, Other Backward Classes and General since inception up to 23.03.2018 including in Andhra Pradesh and Odisha is at Annexure-I.
District wise loan sanctioned to Scheduled Castes (SCs)/Scheduled Tribes (STs), Other Backward Classes and General category borrowers including in Andhra Pradesh and Odisha under the MUDRA scheme during last two years is at Annexure II. District wise data for 2015-16 was not captured in the MUDRA portal.
(d) The Government have taken various steps towards effective implementation of the PMMY scheme. These, inter-alia, include provision for online application through the website www.udyamimitra.com, intensive publicity campaigns, simplification of application forms, Credit Guarantee Scheme, refinance facility, nomination of Mudra Nodal Officers, weekly video conferences to monitor the progress etc.
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