(a) the details of female beneficiariesof loans provided under Pradhan MantriMudra Yojana (PMMY) in the Shishu,Kishor and Tarun categories from the year2015 to 2018, State/year/category-wise;
(b) whether the number of femalebeneficiaries provided loans under the Taruncategory are much lower than the numberof male beneficiaries and if so, the reasonstherefor; and
(c) whether the Government has takenany steps to correct the imbalance, if so,the details thereof and if not, the reasonstherefor?
MINISTER OF STATE IN THE MINISTRY OF FINANCE
(a)Over 11.23 crore loans (approx. 73% of total loans) have been extended to women borrowers by Member Lending Institutions (MLIs) under Pradhan Mantri Mudra Yojana (PMMY) as on 28.12.2018, since inception of the scheme. State/year-wise details of loans extended by Member Lending Institutions (MLIs) to women borrowers under Shishu, Kishore and Tarun categoriessince inception of the scheme are at Annexure I, II, III and IV respectively..
(b) & (c): MLIs extend loans under PMMY as per criteria and parameters determined by them. Total number of loans extended under Tarun category is 22.27 lakh, since inception of the scheme. Out of this, 2.47 lakh (11.11%) loans have been extended to women borrowers. More than half the women borrowers under PMMY have taken loans from Micro Finance Institutions (MFIs), whose loan limits are Rs 1 lakh. However, there has been an increase in the average ticket size of PMMY loans extended to women borrowers in 2018-19 over the levels in 2015-16 which indicates a positive trend on improved access to institutional finance for women borrowers.