Question : Rashtriya Mahila Kosh

(a) the details of the schemes/loans available for Women, Girls and Child Development under Rashtriya Mahila Kosh (RMK) across the country and the funds allocated/disbursed thereunder/during each of the last three years and current year, State/UT-wise; and

(b) the details of loan sanctioned to the State of Andhra Pradesh and other States/UTs under RMK during the said period, State/UT-wise?

Answer given by the minister

MINISTER OF STATE OF MINISTRY OF WOMEN AND CHILD DEVELOPMENT
(DR. VIRENDRA KUMAR )

(a) Rashtriya Mahila Kosh (RMK) is a society, registered under the Societies Registration Act 1860 and an apex micro-finance organization established in 1993 under the aegis of Ministry of Women & Child Development (MWCD) to meet the credit needs of poor and asset less women in the informal sector for various livelihood support and income generating activities at concessional terms in a client-friendly procedure to bring about their socio-economic development.

RMK extends micro credit to women SHGs or individual women (the ultimate beneficiaries) through Intermediary Microfinancing Organizations (IMOs) /NGOs/ VOs in the country.

The details of the schemes/loans available for Women, girls and Child Development under Rashtriya Mahila Kosh (RMK) across the country and the funds disbursed these during each of the last three years and current year, State/UT-wise is at Annexure-I. State wise allocation is not made by RMK.

Besides above, the Ministry has launched “Mahila E-haat”, a unique direct online digital marketing platform for women entrepreneurs/ SHGs/ NGOs in March 2016, under RMK, to showcase their products and services and to meet aspirations and needs of women entrepreneurs as also providing a marketing platform by leveraging technology. It also aims at financial inclusion and economic empowerment of women.

(b) Since the loan guidelines of RMK were under revision, loans could not be sanctioned during the last three years. The state-wise Loan sanctioned during the current year is at Annexure-II.
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