MINISTER OF STATE IN THE MINISTRY OF HUMAN RESOURCE DEVELOPMENT
(DR. SATYA PAL SINGH)
(a) to (d): Ministry of Human Resource Development is implementing “Central Sector Interest
Subsidy Scheme” (CSIS). Under the Scheme, full interest subsidy is provided for the moratorium period
(course period plus one year) on the education loan up to Rs. 7.5 lakh taken from Scheduled Banks under
the Model Education Loan Scheme. The benefits of the Scheme are applicable to students belonging to
Economically Weaker Sections (EWS) having parental income up to Rs. 4.5 lakh per annum.
Under the Scheme, interest subsidy claims for all categories i.e. General, Scheduled Caste and
Scheduled Tribe have been settled upto the financial year 2015-16. For the financial years 2016-17 and
2017-18, interest subsidy claims forthe students belonging to the Scheduled Castes and Scheduled
Tribeshave been settled and General category students have been disbursed interest subsidy on pro rata
basis. The details of the claims lodged and amount settled is as per the table below: -
<pre>
(Amount Rs. in Crores)
Year
General SC ST Total
Amount
Claimed
Amount
Settled
Amount
Claimed
Amount
Settled
Amount
Claimed
Amount
Settled
Amount
Claimed
Amount
Settled
2013-14 1,511.38 1,511.38 81.59 81.59 88.92 88.92 1,681.89 1,681.89
2014-15 1,438.68 1,438.68 115.5 115.5 33.54 33.54 1,587.72 1,587.72
2015-16 2,065.79 2,065.79 173.74 173.74 32.18 32.18 2,271.71 2,271.71
2016-17 1,756.17 1,574.61 98.21 98.21 21.21 21.21 1,875.59 1,694.03
2017-18 1470.31 759.15 72.73 72.73 17.04 17.04 1,560.08 848.92
Grand Total 10340.07 9,447.35 651.88 651.88 216.42 216.42 11,208.37 10,315.65
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