Question : CROP INSURANCE SCHEME



(a) whether the Crop Insurance Scheme for sericulture has been implemented;

(b) if so, the details alongwith the reasons therefor;

(c) whether the scheme is not performing well;

(d) if so, the details alongwith the reasons therefor; and

(e) the steps taken to reach the benefits of crop insurance to all the farmers engaged in sericulture sector?

Answer given by the minister


MINISTER OF THE STATE IN THE MINISTRY OF TEXTILES (SHRI E.V.K.S. ELANGOVAN)

(a) : Yes, Sir.

(b): The Government of India has drawn up Crop Insurance Scheme under the Catalytic Development Programme, a centrally sponsored scheme of sericulture which is being implemented in various Sericulture practicing States from the IX Plan onwards, in order to support the sericultural farmers from incurring losses from natural calamities. The Insurance Scheme is applicable to Univoltine/ Bivoltine/ Multivoltine/Pure or Hybrid races of all silkworm types. These Insurance Schemes are implemented through different Insurance Companies, viz., National Insurance Co. Ltd.; United India Assurance Co. Ltd.; Oriental Insurance Co. Ltd., which are designed to meet the immediate needs for implementation in the developmental programs by Government and Non-Governmental Organizations.

(c )&(d): The Scheme has not been performing well due to the following reasons:
44759 # Response is low as the sum assured is very low and moreover, the premium is also low.
# High rate of Claims.
# No proper mechanism to certify the Claims.
# Inordinate delay in settlement of Claims by the Insurance Companies.

(e): The Government of India through the Central Silk Board has consulted different Insurance companies for crop insurance in sericulture. The New India Assurance Co. Ltd. has now come forward with a New Scheme to take the Crop Insurance in Sericulture which is being considered for implementation during the XIth Plan.