Question : Loans under MUDRA Yojana

(a) the present status of loan disbursement in the State of Kerala under the Pradhan Mantri MUDRA Yojana;
(b) the details of beneficiaries and total amount disbursed under the Yojana upto January 2022 in Kerala, district-wise;
(c) whether any target has been fixed under the Yojana for the States in the country; and
(d) if so, the details thereof, State-wise including Kerala?

Answer given by the minister

The Minister of State in the Ministry of Finance


(a) and (b) As per data uploaded by Member Lending Institutions (MLIs) on Mudra portal, as on 01.07.2022, over 1.19 crore loans amounting to Rs. 70,094 crore have been disbursed in the State of Kerala under Pradhan Mantri Mudra Yojana (PMMY), since its inception in April 2015.
District-wise details of loans extended under PMMY in Kerala are Annexed.
(c) to (d) Under PMMY, the Government allocates annual targets for the amount to be sanctioned by Member Lending Institutions (MLIs) i.e. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs). MLIs in turn fix their respective State/UT-wise target based on the potential of the area, their presence and other related parameters.

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