MINISTER OF TEXTILES
(SMT. SMRITI ZUBIN IRANI)
(a): There are no data/information maintained in Ministry of Textiles on number of textile workers/weavers engaged in various factories of the country.
(b) to (f): The Government of India is implementing various welfare schemes for the textile workers/weavers engaged in various textile sector on pan India such as Converged Group Insurance Scheme for the welfare of Powerloom weavers/workers. The details of premium and benefits are as given in the following table:
Details of premium and benefits
Contribution 51 to 59 Years of age 18 to 50 Years of age
AABY* PMJJBY ** PMSBY***
Beneficiary contribution Rs.80 Rs.80 -
LIC Rs.100 Rs.100 -
MOT Rs.290 Rs.150 Rs.12
Total Premium Rs.470 Rs.342
Benefits:
Insurance Coverage on Schemes Total Benefits
PMJJBY PMSBY PMJJBY + PMSBY AABY
Natural Death Rs.2,00,000 --- Rs.2,00,000 Rs.60,000 (Death due to any reason)
Accidental Death Rs.2,00,000 Rs.2,00,000 Rs.4,00,000
Permanent Disability --- Rs.2,00,000 Rs.2,00,000
Partial Disability --- Rs.1,00,000 Rs.1,00,000
*Aam Aadmi Bima Yojana , **Pradhan Mantri Jeevan Jyothi Yojana , ***Pradhan Mantri Suraksha Bima Yojana
Further, the Government of India is also implementing Handloom Weavers Comprehensive Welfare Scheme (HWCWS) across the country, to provide social security benefits to handloom weavers/workers. The scheme has two components namely (i) Life, accidental and disability insurance coverage under PMJJBY, PMSBY and Converged MGBBY and (ii) Health Insurance coverage on the RSBY pattern (Upto 31.03.2018).
(i) Life, accidental and disability insurance coverage – This scheme is being implemented across the country to provide life and accidental insurance coverage to handloom weavers/workers under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)/ Pradhan Mantri Suraksha Bima Yojana (PMSBY) for the age group of 18-50 years and converged Mahatma Gandhi Bunkar Bima Yojana (MGBBY) for the existing weavers of age group of 51-59 years. The Insurance benefits under the PMJJBY/PMSBY and converged NGBBY, components of Handloom Weavers Comprehensive Welfare Scheme (HWCWS) are as under:-
S. No. Benefits PMJJBY/ PMSBY Converged MGBBY
(i) Natural Death Rs.2,00,000/- Rs.60,000/-
(ii) Accidental Death Rs.2,00,000/- Rs.1,50,000/-
(iii) Total Disability Rs.2,00,000/- Rs.1,50,000/-
(iv) Partial Disability Rs.1,00,000/- Rs.75,000/-
The share of annual premium contribution are as under:
S. No. Share(s) Amount
(i) GOI contribution Rs.162/- Rs.290/-
(ii) Weavers’ contribution Rs.80/- Rs. 80/-
(ii) LIC’s contribution Rs.100/- Rs.100/-
Total premium Rs.342/- Rs.470/-
(ii) Health Insurance coverage on RSBY pattern: Health Insurance Scheme (HIS) was implemented on the pattern of Rashtriya Swasthya Bima Yojana (RSBY) of Ministry of Health & Family Welfare (MoH&FW) upto March, 2018. With the launch of Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (ABPMJAY) on 23.09.2018, RSBY has been subsumed in it.
The following benefits are also provided to textile workers by NTC, Government of India:
• The workers are covered under Statutory Acts such as Employees Provident Fund Scheme and Employees State Insurance Scheme. As per ESI Scheme, the employees and their family members are entitled to take treatment towards their health issues.
• There is a provision of the advance payment (need basis) to the dependents of the workers in case of their untimely death for the expenses to be incurred on ambulance services and funeral expenses etc and same is recovered from the payable dues of the concerned employee. Also there is a “Employees Family Welfare fund Scheme” available to the workers in some of the unit/ mills wherein in the event of death of the employees who is member of the Scheme, a sum of Rs.50,000/- is paid to the nominee/spouse of the employee.
• Various type of seminar / workshop/ training on health camps i.e eye check up, blood pressure, diabetes, heart check up etc are organized by the management for maintaining the better health and welfare of the textile workers.
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