Question : CREDIT DEPOSIT RATIO OF BANKS



(a) the credit deposit ratio of banks in the North Eastern States and Sikkim, State-wise during the last two years vis-à-vis India;

(b) the steps Government have taken on the need for greater utilization of deposits collected in the region for its economic development in line with the All India Policy; and

(c) the amount of NPAs of banks in the region and Sikkim, State-wise for the last two years vis-à-vis India as well as sector-wise distribution of such NPAs?

Answer given by the minister


MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL)


(a): The credit deposit ratio of all scheduled commercial banks, regional rural banks and State Co-operative Banks in the North Eastern States, Sikkim and also for the country as a whole for the last two years are given below:

Name of State	Credit Deposit Ratio (in per cent)	March 31, 2000	March 31, 2001
1 Assam 33.00 31.71 2 Arunachal Pradesh 21.00 21.00 3 Manipur 38.40 40.77 4 Meghalaya 17.80 20.21 5 Mizoram 24.90 37.84 6 Nagaland 17.75 25.76 7 Tripura 30.41 27.82 8 Sikkim 13.79 15.59 All India 58.08 58.53

(b): With a view to increase the flow of credit, Annual Credit Plan are prepared for district every year and implementation thereof is monitored by various fora created under the lead bank scheme viz, Block Level Bankers` Committee at Block level, District Consultative Committee at District Level and State Level Bankers` Committee at State level. The Annual Credit Plan is prepared taking into consideration availability of bankable proposals/schemes and the potential for lending in the area. Matters relating to CD ratio are also regularly reviewed in the DCC and SLBC meetings.

(c): The amount of Non Performing Asset (NPA) of Public Sector banks in North Eastern States and also for the country as a whole for the last two years are given below:

Name of State	Position of Non-Performing Assets	March 31, 2000	March 31, 2001	Amount (Rs.crore)	Amount (Rs.crore)
1 Assam 898 1262 2 Arunachal Pra 19 25 3 Manipur 134 124 4 Meghalaya 113 129 5 Mizoram 48 53 6 Nagaland 66 64 7 Tripura 166 162 8 Sikkim 12 16
All India 53,294 54,773

Sector-wise break-up of the above NPAs is not available.