Question : AGRICULTURAL LOANS



(a) the details of the loans disbursed to farmers by the Scheduled Commercial Banks during the last three years and the current financial year alongwith the number of farmers benefited from such disbursal of loans, State/UT-wise and bank-wise;

(b) whether the said banks are lagging behind in achieving the targets of agricultural loans during the said period;

(c) if so, the details thereof, State-wise including Bihar and the reasons therefor; and

(d) the steps taken/being taken by the Government in this regard?

Answer given by the minister


THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI NAMO NARAIN MEENA)

(a) to (d): NABARD has reported the disbursement of ground level credit to Agricultural Sector by Scheduled Commercial Banks during the last years and the current financial year as under:

Financial Year	Target	Achievement
2007-08 150,000 181,088 (121%)
2008-09 195,000 228,951 (117%)
2009-10 250,000 285,799 (114%)
2010-11 280,000 111,322(40%) (upto Aug. 2010)

The aforesaid table indicates that banks have achieved the targets set for agricultural loans during the last three years.

The number of farmers benefited from disbursal of agricultural loans by scheduled commercial banks during the years 2007-08, 2008-09 and 2010-11 (upto August 2010) were 174.79 lakhs, 202.45 lakhs, 205.30 lakhs and 86.29 lakhs respectively. The details of the loans disbursed to farmers by the commercial banks state-wise during the last three years and the current financial are given in the Annex- I to Annex-IV.