MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PAWAN KUMAR BANSAL)
(a) to (d) : Public Sector Banks, Private Cooperative Banks,Regional Rural Banks and
Cooperative Banks are implementing Sell Andhra Pradesh.The year-wise details of the number of
SGHs promoted,cumulative bank loans and cumulatively linked SHGs in the state of Andhra Pradesh
during the last five years are as under:
Particulars 2001-02 2002-03 2003-04 2004-05 2005-06
Cumulative No.of SHGs promoted in lakhs 2.40 4.69 5.16 5.49 5.92
Cumulative Bank loan in crares 521.26 975.39 1728.38 2746.09 4345.52
Cumulative linked SHGs in lakhs 2,02 2.81 3.85 4.92 5,87
(e) : An impact evaluation study conducted by NABARD which covered 560 SHG member households
from 223 SHGs spread over 11 States including Andhra Pradesh showed positive results. There have
been perceptible and wholesome changes in the living standards of the SHG members, in terms of
ownership of assets, increase in savings jand borrowing capacity, income generating activities
and in income levels. Some of the major findings were -
# Almost all the members developed saving habit in the post-SHG situation as against only
23% of households earlier. Average annual savings per household registered over a threefold
increase from Rs.460/- to Rs. 1,444/-.
# The average borroi rings/year/household increased from Rs. 4,282 to Rs. 8,341.
# Average value of assets (land, house, livestock and consumer durables etc.} per household
increased by 13 % from Rs. 63,000 in pre-SHG stage to Rs. 71,000 in post-SHG stage. Land was
the major asset with a share of 44% of the value of assets.
