Question : LOAN TO SLUM DWELLERS



(a) the total number of J.J. clusters / slums in the country;

(b) whether any scheme had been implemented by the Government in the year 2008 to provide loan to the slum dwellers at concessional rates to build their houses; and

(c) If so, the total number of urban poor who have been provided loans at concessional rates to build their houses during each of the last three years?

Answer given by the minister


THE MINISTER OF HOUSING & URBAN POVERTY ALLEVIATION (KUMARI SELJA)

(a): The National Sample Survey Organisation (NSSO) has published a report namely “Some Characteristics of Urban Slum 2008-09” based on its 65th round sample survey on conditions of slum in the country. According to the National Sample Survey Report there are total 48,994 number of slums in the States / UTs which have surveyed (24781 notified and 24213 non notified).

(b): On 26th December, 2008 Government of India launched Interest Subsidy Scheme for Housing the Urban Poor. The key objective of the Scheme is to enable EWS and LIG households to avail affordable housing loans for purchase of house/construction of new house by giving an interest subsidy of 5% p.a. for EWS and LIG, admissible for a maximum loan amount of Rs.1 lakh over the full period of the loan.

(c): During the last three years, 7526 urban poor have been benefitted through this scheme.