Question : Model for Disburshal of Money

(a) the number of postmen/postwomen being employed to disburse money, as part of their benefit transfer or withdrawal, to customers holding post office accounts, State-wise;

(b) the total amount which has been transferred to customers in the form of such door delivery, year-wise, since the introduction of such a service;

(c) the number of ATMs available for holders of post office accounts and the general location of such ATMs; and

(d) whether the Government is looking at or considering any other safer/more efficient/cost effective model for disbursal of money to customers holdings post office accounts and if so, the details thereof?

MINISTER OF STATE FOR COMMUNICATIONS
(SHRI DEVUSINH CHAUHAN)

(a) State/Union Territory-wise detail of postmen/postwomen, Gramin Dak Sevak (GDS) (male and female) being deployed to disburse money to customers holding India Post Payments Bank (IPPB) accounts is given at Annexure-I.

(b) Financial year-wise detail of Aadhaar Enabled Payment System (AePS) cash withdrawal and IPPB cash withdrawal is given at Annexure-II.

(c) 1,000 interoperable ATMs have been installed by Department of Posts. 769 such ATMs are located in the premises of the Head Post Offices and 231 ATMs in the premises of other prominent post offices. Post office account holders can also use other ATMs for withdrawal of money.

(d) The cash withdrawal transactions in IPPB are based on customer biometric based Aadhaar authentication or One-Time Password (OTP) based authentication to the registered mobile number, which ensures safer, more efficient and cost-effective disbursement to the intended beneficiary.