(a) whether certain banks have drawn out schemes to extend finance to women entrepreneurs;
(b) if so, the names of the banks and details of the schemes offered by them;
(c) whether SBI has sponsored an NGO called Samanvita for giving vocational training
to tribal women in Orissa;
(d) if so, the details thereof; and
(e) if so, the number of women covered by the SBI, profession-wise with amount spent
on them?
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL):
(a) and (b) Yes, Sir. Certain banks have drawn out schemes for extending finance to women.
The details of such schemes as available from Reserve Bank of India is indicated beiow:
(i) Bank of India Priyadarshini Scheme: Under this scheme women are assisted for setting
up small scale industries, village and cottage industries including for purchase of Machinery,
shed etc. public transport vehicles etc. The bank is offering 1% concession in rate of
interest to limits over Rs. lakh for women.
(ii) Bank of Baroda: The bank has a special scheme to encourage rural women for dairy
pursuit in Gujarat.
(iii) Central Bank of India: Introduced a scheme viz, Kalyani in 1995-96 for the betterment
of women entrepreneurs and for catering to the lequirement of women engaged
in different activities.
(iv) Oriental Bank of Commerce: The bank is having a scheme called Oriental Manila Vikas
Yojana exclusively for women. The Scheme covers the credit requirement of women entrepreneurs
on concessional terms. These include 2% concession in interest rate for loans above
Rs. 2 lakh and upto Rs. TO lakh and 1% concession in interest rate for loans above Rs. 10
lakh. Concessional margin upto 15% in comparison to the normal margin of 25% is permitted.
No process fee/upfront fee is chargeable in such accounts.
(v) State Bank of India: The Shree Shakti Package Scheme formulated by the bank is
exclusively for extending credit to women entrepreneurs. Under this scheme there are
concession in Promoters` margin and rate (of interest. The scheme also aims at imparting
entrepreneurial skills to aspiring women and offers a credit package on concessional terms.
(vi) Syndicate Bank`s Pigmy Deposit Scheme: Is a daily savings scheme, which caters to a
large section of women entrepreneurs.
(vii) Union Bank of India`s Viklang Mahila Vikas Yojana envisages financing handicapped
women for starting their own vocations. The physically handicapped women are identified
and their aptitude ascertained for starting of suitable vocation in the locality. Finance
of Rs. 25000/ is provided for starting expansion of . any productive venture.
(c) and (d) Samanwita Grama Unnayan Samithi (SAMANWITA) is a registered society formed
in 1978 having representation from Government of India, Government of Orissa and State
Bank of India (SBI). The management of the Samanwita is looked after by the governing body,
which comprises district level officials from the State Government/Bank/NABARD. The project
Director who is on deputation from SBI looks after the day to day working on the Samanwita.
Samanwita has manifold objectives of developing socio-economic conditions of the tribal
people in Kandhamala district (also known as Phulbani District) of Western Orissa. It
undertakes various activities like imparting vocational training, demonstration and processing
of localiy available forest and agricultural produce, educating tribal people (both men
and women) on sanitation, cleanliness and running of non-formal education centers.
(e) The status of the women training programme conducted at Samanwita in respect of
women`s SHGs/ micro entrepreneurs is given below:
Name of the Training No.of Trade Amount Programme Women Spent (Rs.)
Women Empowerment 1157 Women 28925.00 to SHGs members Empowerment
PMRY Training 11 Small Business 4620.00 133 Leaf Plate Making 4800.00
NABARD Project 512 Spices processing 35000.00 30 Agarbati rolling 4000.00 Spices Board 682 Organic Spices 105000.00 UNDP Project 438 Capacity Building 23164.00 33 Sisal Fibre handicraft 39600.00 DRDA Project 02 Tailoring 2400.00 UNICEF Project 15 Masou Training 9000.00
Sanitation Awareness 217 Sanitation awareness 10850.00 Udyogini Project 20 Micro 25000.00 Entrepreneurship ITDA 15 Computer Training 90000.00 120 Typewriting/ 21600.00 Stenography HRD 32 Non-Formal 92500.00 Education Total 496459.00