Question : LOAN TO AGRO AND RURAL INDUSTRIES



(a) the details of agro and rural industries entitled to various benefits/concessions and loans in the country particularly in Maharashtra;

(b) the total number of beneficiaries and the total amount of loans granted under each category; and

(c) the number of applications pending for this purpose till date?

Answer given by the minister



THE MINISTER OF STATE (INDEPENDENT CHARGE) IN THE MINISTRY OF SMALL SCALE INDUSTRIES AND AGRO AND RURAL INDUSTRIES (SMT. VASUNDHARA RAJE)

(a): The Khadi and Village Industries programmes are being implemented in all the States of the country including Maharashtra. Under the Margin Money Scheme, 25% of the project cost upto Rs. 25 lakhs is provided as margin money. For project cost above Rs. 10 lakhs and upto Rs. 25 lakhs, the rate of margin money is 25% of Rs. 10 lakhs plus 10% of the balance cost of the project. For the weaker sections, the margin money is given at the rate of 30% of the project cost upto Rs. 10 lakhs and for the balance amount (upto Rs. 25 lakhs) it is 10%. Moreover, the benefits under this scheme are admissible to all village industries except those which are mentioned in a small negative list.

(b): The number of persons benefited under various schemes are 5.03 lakhs persons. The total amount of loans granted is as under:-

 (Rs. in lakhs)

(i) CBC loans - 418.91
(ii) Khadi loan - 8.77
(iii) V.I loan - 15.66
(c): Under the Margin Money Scheme, the loans for village industries are released directly by the Banks and hence the information in respect of loan applications pending with banks is not maintained centrally.