Question : PM SVANidhi Scheme

a) whether the PM Street Vendor’s Atma Nirbhar Nidhi (PMSVANidhi) scheme has made street vendors self-sufficient during the Covid-19 induced lockdown period and if so, the details thereof;

b) the details of the number of loan application received and the loans disbursed under PMSVANidhi Scheme, State-wise;

c) the details of the amount of loan and the banks from which the loan amount has been disbursed under the above-mentioned scheme, State-wise;

d) whether the Government is committed to bring the change in the lives of Street Vendors and if so, quantum of funds allocated and sanctioned under PM Street Vendors Atma Nirbhar Nidhi Scheme to the State of Telangana since inception of the Scheme;

e) the number of beneficiaries benefitted from the said scheme in the States of Telangana, year-wise; and

f) whether the Government has received complaints against State Government or Banks for creating bottlenecks in releasing funds to the beneficiaries under this scheme, and if so, the details therefor?

THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI KAUSHAL KISHORE)

(a): Ministry of Housing and Urban Affairs is implementing Pradhan Mantri Street Vendors’ Atma Nirbhar Nidhi Scheme (PM SVANidhi) since June 01, 2020 to facilitate working capital loan of upto?10,000 of 1 year tenure to Street Vendors, vending in urban areas, to resume their businesses, adversely impacted by the pandemic. On prepayment or repayment, they are eligible for an enhanced working capital loan of upto ?20,000 and ?50,000 in the second and third tranches respectively. In addition, ‘SVANidhi se Samriddhi’ initiative, designed to build safety net for the beneficiaries’ families by linking them to existing socio-economic welfare schemes of the Government of India. It was launched in January 2021 for 125 select cities.

(b) & (c): A statement indicating State/Union Territory wise details of the loan applications received, sanctioned, disbursed and the amount disbursed by the banks under PM SVANidhi Scheme, as on July 26, 2021 is at Annexure.

(d): PM SVANidhi is a Central Sector Scheme. Telangana is the best performing State among the large States category. As on July 26, 2021, 4.6 lakh loan applications have been received, out of these 3.5 lakh loans have been sanctioned and 3.17 lakh loans have been disbursed. In addition, socio-economic profiling of 89,768 beneficiaries along with their family members has been completed and 37,982 scheme benefits have been extended.

(e): In the State of Telangana, as on July 26, 2021, 3.17 lakh loans amounting to ?313 Crore have been disbursed. Year-wise break-up of disbursed loans is as under:

(i) 2020-21 - 3,04,924
(ii) 2021-22 - 11,840

(f): No, Sir.

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