Question : NATIONAL AGRICULTURAL INSURANCE SCHEME



(a) whether the Modified National Agricultural Insurance Scheme (MNAIS) is being implemented in all the States;

(b) if so, the details thereof and the number of districts covered under this scheme, State-wise;

(c) the number of farmers insured under the National Agricultural Insurance Scheme (NAIS) in the country, State-wise;

(d) the steps taken to reach out to the farmers not yet covered under the scheme; and

(e) the steps taken by the Government to motivate farmers to get their crops insured and avail the benefits of the scheme?

Answer given by the minister



MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE, FOOD PROCESSING INDUSTRIES AND PARLIAMENTARY AFFAIRS (SHRI HARISH RAWAT)

(a) & (b): Considering the experienced shortcomings during implementation of crop insurance schemes and to make schemes easier and more farmer friendly, a Joint Group was constituted by the Government of India to study the existing schemes in 2004.Based on the recommendations of Joint Group and views/comments of States and other stakeholders, a new scheme i.e. Modified National Agricultural Insurance Scheme (MNAIS) was proposed and approved by Government of India for implementation in 50 districts in the country on pilot basis from Rabi 2010-11. During Rabi 2010-11, twelve States notified the implementation of MNAIS in 34 districts. State-wise number of districts are at Annexure-I.

(c): Details are at Annexure-II.

(d) & (e): Following are the main steps taken for enhancing coverage under NAIS :-

To make premium rates affordable to farmers, low flat rates of premium are charged alongwith 10% subsidy in premium to small and marginal farmers.

NAIS has been modified according to needs of farmers and a new scheme of MNAIS has been introduced from Rabi 2010-11 on pilot basis.

Continued efforts are made to create awareness about ongoing NAIS by the implementing agency i.e. Agriculture Insurance Company (AIC) in coordination with implementing states since its inception. The salient activities for campaigning involve the publicity of features & benefits of the scheme through advertisements in leading National/local News Papers, telecast through audio- visual media, distribution of pamphlets, participation in agriculture fairs / mela / gosti and organization of workshops / trainings etc.