(a) the financial assistance provided by the HUDCO for various rural and urban housing schemes and projects in the country during 1998-99, 1999-2000 and 2000-2001, State-wise;
(b) the financial assistance likely to be provided during 2000-2002;
(c) whether HUDCO propose to reduce the rate of interest to give boost to housing development; and
(d) the details of housing schemes launched by HUDCO to bridge the gap between the urban and rural areas?
MINISTER OF STATE FOR URBAN DEVELOPMENT & POVERTY ALLEVIATION ( SHRI BANDARU DATTATREYA )
(a): During the years 1998-99, 1999-2000 and 2000-2001, Housing
& Urban Development Corporation Ltd., (HUDCO) has sanctioned
total loans worth Rs.13514.12 crore for urban housing and
Rs.3536.63 crore for rural housing in the country. The
Yesr-wise and State-wise details are given at Annexure-I.
Besides this, HUDCO has also sanctioned loans of Rs.2331.24
crore for individuals in both urban and rural areas during the
period under HUDCO Niwas - the retail housing scheme of HUDCO.
Year-wise details of loans sanctioned under the scheme are given
at Annexures-II & III.
(b): A total assistance of approximately Rs.6844 crore is
likely to be provided during 2000-2002.
(c): HUDCO has been fixing interest rates based on the average
borrowing cost, administrative charges, financing expenses etc.
and accordingly whenever there is any change in any of these
factors, the rates are revised upward or downward.
(d): Under the Two Million Housing Programme, a target of 13
lakh houses is set for the rural aeas and a target of 7 lakh
houses is set for the urban areas to narrow the gap between
urban and rural areas progressively and bridge it in due course.
Out of this, HUDCO has been assigned to finance 6 lakh houses in
rural and 4 lakh houses in urban areas under the programme.
ANNEXURE-I
ANNEXURES REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION
NO. 289 FOR 24.7.2001.
STATEMENT HOUSING LOAN SANCTIONED DURING 1998-99.
(Rs. in Crores) S.NO. STATE`S U R B A N R U R A L T O T A L
1. A&N ISLAND 1.50 0.00 1.50
2. ANDHRA PRADESH 339.40 274.88 614.37
3. ASSAM 197.56 0.00 197.56
4. BIHAR 35.17 0.09 35.26
5. CHATTISGARH 0.00 0.00 0.00 6. DELHI 9.50 0.00 9.50
7 GOA 0.00 0.00 0.00
8. GUJARAT 309.72 20.62 330.34
9. HARYANA 70.22 0.00 70.22 10. HIMACHAL PRADESH 137.33 29.45 166.78 11. JAMMU& KASHMIR 35.44 0.00 35.44 12. KARNATAKA 936.02 161.04 1097.06 13. KERALA 421.90 225.80 647.70 14. MEGHALAYA 55.32 0.00 55.32 15. MADHYA PRADESH 367.13 0.30 367.43 16. MAHARASHTRA 1066.96 1.40 1068.36 17. MANIPUR 56.59 0.00 56.59 18. MIZORAM 2.00 0.00 2.00 19. NAGALAND 27.84 0.00 27.84 20. PONDICHERRY 5.74 0.00 5.74 21. ORISSA 30.00 42.75 72.75 22. PUNJAB 223.55 0.00 223.55 23. RAJASTHAN 149.97 1.62 151.59 24. SIKKIM 0.00 0.00 0.00 25. TAMIL NADU 833.28 111.72 945.00 26. TRUPURA 0.02 0.00 0.02 27. UTTAR PRADESH 248.53 0.00 248.53 28. WEST BENGAL 12108.82 108.82 236.22 TOTAL: 5688.18 978.49 6666.67
ANNEXURE-II
STATE-WISE HOUSING LOAN SANCTIONED DURING 1999-2000 (Rs in Crore)
S.NO. STATE`S U R B A N R U R A L T O T A L
1. A&N ISLAND 2.45 0.00 2.45
2. ANDHRA PRADESH 356.11 392.83 748.94
3. ASSAM 123.37 0.00 123.37
4. BIHAR 12.23 0.18 12.41
5. CHATTISGARH 0.00 0.00 0.00 6. DELHI 14.55 0.00 14.55
7 GOA 49.49 0.00 49.49
8. GUJARAT 328.26 1.38 329.64
9. HARYANA 191.45 0.00 191.45 10. HIMACHAL PRADESH 29.10 0.00 29.10 11. JAMMU& KASHMIR 37.83 0.00 37.83 12. KARNATAKA 915.85 77.29 993.14 13. KERALA 671.60 224.34 895.94 14. MEGHALAYA 5.00 0.00 5.00 15. MADHYA PRADESH 215.78 0.00 215.78 16. MAHARASHTRA 812.41 0.00 812.41 17. MANIPUR 1.00 0.00 1.00 18 MIZORAM 0.00 1.00 1.00 19. NAGALAND 33.82 0.00 33.82 20. PONDICHRRY 0.00 0.00 0.00 21. ORISSA 22.38 620.19 642.57 22. PUNJAB 100.00 0.00 100.00 23. RAJASTHAN 307.97 0.00 307.97 24. SIKKIM 0.00 0.00 0.00 25. TAMIL NADU 890.76 105.53 996.29 26. TRIPURA 0.09 0.00 9.09 27. UTTAR PRADESH 208.33 0.00 208.33 28. WEST BENGAL 823.68 54.68 878.36 TOTAL: 6162.51 1477.42 7639.93 HUDCO NIWAS 1259.97 1259.97 GRAND TOTAL 4761.01 8899.09 - ANNEXURE-III
STATE-WISE HOUSING LOAN SANCTIONED DURING 2000-2001
Rupees in crores - S.NO. STATE`S URBAN RURAL TOTAL
1. ANDHRA PRADESH 193.28 295.95 489.23
2. ASSAM 8.94 1.00 9.94
3. BIHAR 25.00 0.00 25.00
4. CHATTISGARH 10.83 0.00 10.83
5. DELHI 0.05 0.00 0.05 6. GUJARAT 14.65 1.48 16.13
7 HARYANA 22.74 0.00 22.74
8. HIMACHAL PRADESH 3.45 0.00 3.45
9. JAMMU & KASHMIR 17.96 0.00 17.96 10. KARNATAKA 397.74 200.51 598.25 11. KERALA 255.54 124.10 379.64 12. MADHYA PRADESH 49.15 0.00 49.15 13. MAHARASHTRA 40.52 0.00 40.52 14. MIZORAM 3.00 0.00 3.00 15. NAGALAND 24.48 0.00 24.48 16. ORISSA 47.07 175.00 222.07 17. PUNJAB 117.60 0.00 117.60 18. RAJASTHAN 18.51 0.00 18.51 19. TAMIL NADU 294.61 55.94 350.55 20. TRIPURA 0.71 0.00 0.71 21. UTTAR PRADESH 84.60 0.00 84.60 22. WEST BENGAL 33.00 226.74 259.74 TOTAL 1663.43 1080.72 2744.15 HUDCO NIWAS 1071.27 1071.27 GRAND TOTAL 2734.70 1080.72 3815.42