Question : Loan under PMAY

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

(a) the number of people provided loans under the Pradhan Mantri Awas Yojana so far in Bihar along with the amount of loan provided to them;

(b) the number of houses for which approval has been given for construction along with the funds released so far in the country under the said scheme, State-wise; and

(c) the number of applications pending with the Government under this scheme and the reasons therefor?


Answer given by the minister

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

(a)The Ministry of Housing and Urban Affairs has been implementing Pradhan Mantri Awas Yojana (Urban) {PMAY(U)} mission in order to provide all weather pucca houses to all eligible urban families/ beneficiaries. Under Credit Linked Subsidy Scheme (CLSS) vertical of PMAY(U) mission, 1,317 beneficiaries have been provided loan of Rs. 176.97 crore with interest subsidy of Rs. 25.84 crore in the State of Bihar.

(b) Under CLSS vertical of PMAY(U) Mission, loan amount of Rs. 45,959.38 crore has been approved by Primary Lending Institutions(PLIs) with release of interest subsidy of Rs. 7118.64 crore for construction of 3,22,713 houses.State/UT-wise details are at Annexure.

(c) CLSS vertical of PMAY(U) Mission is being implemented through Central Nodal Agencies (CNAs) namely National Housing Bank (NHB) and Housing & Urban Development Corporation Ltd. (HUDCO). NHB has reported that about 1.40 lakh beneficiary claims have been uploaded by PLIs on NHB’s on-line portal for release of subsidy, subject to validation and compliance process, while HUDCO has reported nil pendency.

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