MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL)
(a),(b) & (c): No, Sir. There is no specific scheme in existence for providing
housing loan to persons living below poverty line as such people do not have
sufficient income to repay the loan. However, the Government of India is
implementing the Indira Awas Yojana & Credit-Cum-Subsidy Scheme (CCSS)
for Rural Housing since the year 1985-86 and 1st April, 1999 respectively. Under
these schemes grant-in-aid is provided for construction of dwelling units to
members of Scheduled Caste, Scheduled Tribe, Freed Bonded Labourers and non-
SC/STs living below the poverty line in the rural areas. The State-wise details of Central funds allocated, released (Financial & Physical Performance) under the schemes of Indira Awas Yojana(IAY), CCSS and also amount disbursed under the Golden Jubilee Rural Housing Finance Scheme during the last three years i.e. 1999-2000, 2000-01 & 2001-02 are indicated in the Annexure.