Question : BANKING NETWORK



(a) whether RBI has permitted a number of commercial banks to open new branches;

(b) if so, the details of such permission granted by the RBI during 1999-2000 and 2000-2001 to expand their banking network;

(c) the details of branches to be opened by these banks, State-wise;

(d) whether nationalised banks have sought only urban areas as the focus for all future expansion; and

(e) if so, the steps proposed to be taken to ensure that banking services are available in rural areas adequately?

Answer given by the minister


MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL)

(a) & (b): Yes, Sir. Details of authorizations issued to various banks during the years 1999-2000 and 2000-2001 for opening of bank branches as reported by Reserve Bank of India (RBI) are furnished at Annexure-I.

(c): State-wise position of authorisations pending with banks for opening branches is furnished in Annexure-II. Bank branches at the allotted centers will be opened on completion of infrastructural arrangements etc.

(d): No, Sir. Out of 370 authorisations given for opening branches during the years 1999-2000 and 2000-2001, 106 authorisations are for opening branches in rural and semi-urban areas.

(e) : Do not arise in view of (d) above.

ANNEXURE - I

POPULATION CATEGORY-WISE NUMBER OF AUTHORISATIONS ISSUED TO COMMERCIAL BANKS FOR OPENING BRANCHES DURING THE YEARS 1999-2000 AND 2000-2001

CATEGORY-WISE	YEAR	BANK GROUP	S.B.I. & ITS	NATIONALISED	PRIVATE SECTOR	TOTAL	ASSOCIATES	BANKS	BANKS
Rural	1999-2000 3 10 7 20	2000-2001 1 0 1 2
Semi-Urban 1999-2000 15 24 39 78 2000-2001 0 0 6 6
Urban 1999-2000 23 64 38 125 2000-2001 2 1 2 5
Metro 1999-2000 22 47 50 119 2000-2001 1 3 11 15
Total 1999-2000 63 145 134 342 2000-2001 4 4 20 28

ANNEXURE - II.
STATE-WISE AUTHORISATIONS PENDING WITH BANKS FOR OPENING BRANCHES AS ON DATE
STATE/U.T. S.B.I. & ITS NATIONALISED PRIVATE SECTOR TOTAL ASSOCIATES BANKS BANKS
1. ANDHRA PRADESH 23 25 13 61

2. ARUNACHAL PRADESH 0 0 0 0

3. ASSAM 3 5 3 11

4. BIHAR 7 39 3 49

5. GOA 4 1 7 12 6. GUJARAT 13 33 15 61

7 HARYANA 13 32 8 53

8.HIMACHAL PRADESH 1 8 0 9

9. JAMMU & KASHMIR 2 4 4 10 10. KARNATAKA 26 35 18 79 11. KERALA 7 16 20 43 12. MADHYA PRADESH 14 22 5 41 13. MAHARASHTRA 29 108 65 202 14. MANIPUR 0 0 0 0 15. MEGHALAYA 0 1 0 1 16. MIZORAM 0 0 0 0 17. NAGALAND 0 0 0 0 18. NCT OF DELHI 14 93 27 134 19. ORISSA 4 9 2 15 20. PUNJAB 17 42 11 70 21. RAJASTHAN 16 28 5 49 22. SIKKIM 0 1 0 1 23. TAMIL NADU 15 43 25 83 24. TRIPURA 1 0 0 1 25. UTTAR PRADESH 18 81 19 118 26. WEST BENGAL 12 28 12 52 27. ANDAMAN & NI 0 0 0 0 28. CHANDIGARH 4 16 0 20 29. DADRA & NH 0 1 1 2 30. DAMAN & DIU 0 2 0 2 31. LAKSHADWEEP 0 0 0 0 32. PONDICHERRY 0 0 0 0 ALL INDIA 243 673 263 1179