Question : Agricultural Loans

(a) the details of the total amount of loan disbursed to farmers by Public Sector Banks (PSBs) during each of the last three years, bank-wise;

(b) the details of the total number of farmers who have applied for agriculture loans and the number of farmers who were provided such loan during the said period, bank-wise;

(c) whether the banks are lagging behind in achieving targets for agricultural loans during the said period; and

(d) if so, the details thereof and the reasons therefor, Bank and State-wise including Jharkhand, Bihar and Uttar Pradesh?

The Minister of State in the Ministry of Finance


(a) & (b): The Bank-wise details of agriculture loans disbursed (number of accounts and amount) to farmers by Public Sector Banks (PSBs) during the last three years as reported by Reserve Bank of India (RBI) is given in Annexure I.

(c) & (d): Government fixes agriculture credit disbursement targets for the banking sector every year and banks have consistently surpassed these targets. The details of agriculture credit targets fixed by the Government and the achievement by the Banks, for the last three years (2014-15 to 2016-17) as reported by National Bank for Agriculture and Rural Development (NABARD) are given as under:

Agriculture Credit Target &Achievement
(Amount. in Rs. Crore)
Year Target allotted by GoI Achievement Percentage Achievement of target
2014-15 8,00,000.00 8,45,328.23 105.67
2015-16 8,50,000.00 9,15,509.92 107.71
2016-17 9,00,000.00 10,65,755.67 118.42