(a) the details of Credit Deposit Ratio(CDR) in the country at present, State/UT-wise
including Bihar;
(b) whether the CDR ratio in Bihar is one of lowest in the country;
(c) if so, the details thereof and the reasons therefor; and
(d) the steps taken/being taken by the Government to improve CDR in the country including
Bihar?
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI NAMO NARAIN MEENA)
(a) State/Union Territory-wise Credit Deposit Ratio(CDR) for the year ending March 31st, 2011,
2012and2013isatAnnexure
(b) No, Sir.
(c) Does not arise
(d) Reserve Bank of India has advised Banks to set up a Special Sub-Committee (SSC) of
District Level Consultative Committee (DLCC) for those districts having CDR less than 40
per cent. The SSC is to draw up Monitorable Action Plans (MAPs) and initiate necessary
action for improving CDR. Accordingly, CDR is monitored and discussed at district level by
DLCCs to improve the ratio and ensure that it does not fall below 40 per cent.