Question : NON PERFORMING ASSETS OF BANKS.



(a) the total aggregate losses to various banks due to Non-Performing Assets;

(b) the bank-wise details thereof;

(c) the total amount of NPAs on account of default by beneficiaries under various centrally sponsored schemes, and their percentage in total aggregate NPAs; and

(d) the total amount of NPAs on account of default in payment by various industries and their percentage in total aggregate NPAs ?

Answer given by the minister


MINISTER OF STATE IN THE MINISTRY OF FINANCE(SHRI BALASAHEB VIKHE PATIL)

(a)&(b): According to latest information available with Reserve Bank of India (RBI), the total aggregate losses (computed as the sum of provisions made for NPAs and bad and doubtful debts written-off) due to non-performing assets (NPAs) of the scheduled commercial banks amounted to Rs.7230 crores for financial year 2000-2001 and Rs.3,584 crore from April, 2001 to September, 2001. The bank-wise details are given in Annexure.

(c): The data reporting system of RBI does not generate the requisite information.

(d): The total amount of Gross NPAs of banks on account of default in payment by various industries as on 30th September, 2001 stood at Rs.36, 293 crore, constituting 54.5% of banks total aggregate NPAs of Rs.66,549 crores.