Question : Pradhan Mantri Jan Dhan Yojana

(a) the details of the reach of the Pradhan Mantri Jan Dhan Yojana (PMJDY) so far in rural and urban areas;
(b) the measures being taken to increase the number of beneficiaries under PMJDY in rural and urban areas, State/UT-wise including Meghalaya;
(c) whether accounts opened under PMJDY received additional deposits of Rs.59,810 crore during the demonetisation period between November 8 and December 31 as per the report of Reserve Bank of India (RBI) and if so, the details thereof;
(d) whether the Government has identified a number of bank accounts opened under PMJDY which received additional deposits during the above said period; and
(e) the action taken by the Government in this regard?

The Minister of State in the Ministry of Finance


(a) As on 6.12.2017, total 30.71 crore accounts have been opened under Pradhan Mantri Jan-
Dhan Yojana (PMJDY), including 18.05 crore accounts opened in rural/semi-urban areas.
(b) Banks are opening PMJDY accounts for unbanked persons at their branches. In addition for uncovered Sub-Service Areas (SSAs) with 1000-1500 households, Bank Mitras, who can open PMJDY accounts, are deployed. State/UT-wise number of PMJDY accounts is annexed at Table 1.
(c) No such report of RBI is available.
(d) and (e) Department of Revenue apprised that based on information received from 187 Reporting Entities, Rs. 42,187 crore had been deposited in 3,74,14,844 PMJDY accounts during the period 8.11.2016 to 30.12.2016.
A number of measures have been taken up by the Government, which include collection of information on cash transactions, collating and analysis of such information, extensive use of information technology and data analytic tools for identification of high risk cases, expeditious verification of suspect cases and enforcement action as required.
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