MINISTER OF STATE IN THE MINISTRY OF FINANCE & COMPANY AFFAIRS (SHRI ANANDRAO V. ADSUL)
(a) & (b): Yes, Sir. All Public Sector Banks (PSBs) are required to submit half yearly returns to Reserve Bank of India (RBI) on advances to minorities.
(c): At present, the following five communities have been notified as Minority Communities by the Government of India i.e. Sikhs, Muslims, Christians, Zorostrians and Buddhist.
(d): The returns are scrutinized by RBI and any deficiencies are taken up by it with the concerned banks.
(e): No separate target is allocated to PSBs for advances to minorities. Banks have to ensure that credit is made available to the members of minority communities in an adequate measure not only in the 44 districts identified by the Government as having concentration of minority communities but also in the country as a whole. The details of loan and advances granted to the
specified minority communities by the PSBs for the half years ended March 2000, 2001 & 2002 is indicated in the Annexure.
(f): With a view to ensure adequate flow of bank credit to minority communities, instructions have been issued to banks by RBI from time to time.
(i) 41 districts having concentration of minority population have been identified.
(ii) The progress is reviewed regularly at the meetings of the District Consultative Committee & the State Level Bankers` Committee.
(iii) The Lead Bank in each of these 41 districts should have an officer who shall exclusively look after the problems regarding the credit flow to minorities communities, to publicise among the minority communities various programmes of bank credit and also to prepare suitable schemes for benefit of minorities in consultation with Branch Manager.
(iv) The Lead banks in 41 identified districts have been advised to organize Entrepreneur Development Programmes so that the members of these communities to derive benefit of various programmes being financed by banks.
With a view to bring about an attitudinal change in the bank`s staff towards minority communities and to have proper perspective and appreciation of the 15 point programme particularly the credit facilities to minorities, banks have been advised to include suitable lecture sessions as part of relevant training programmes like instruction course, programmes on rural lending, financing of priority sectors etc to sensitise the branch manager in this regard.
Statement showing Priority Sector Advances to the members of specified Minority Community by Public Sector Banks for the half year ended March & Septemebr 2001.
No. of Accounts- in thousand Amount Rs. in crores
Name of the Bank March 2001 in all Districts March 2001 in 41 identified Districts
September 2001 in all Dists. September 2001 in 41 identified Districts
No. of Amount No. of Amount No. of Amount No. of Amount A/Cs O/S A/Cs O/S A/Cs O/S A/Cs O/S
State Bank of India 2790 4153 694 877 2817 4117 551 865
State Bank of Bk.& Jaipur 37 94 1 2 35 101 1 3
State Bank of Hyderabad 75 139 13 33 108 138 10 40
State bank of Indore 25 34 1 2 22 34 6 14
State Bank of Mysore 47 72 1 1 47 73 1 2
State Bank of Patiala 143 570 2 5 193 658 1 8
State Bank of Saurashtra 11 62 450 3 12 79 418 3
State Bank of Travancore 575 777 52 287 586 791 52 290
Allahabad bank 142 219 60 76 144 232 59 78
Andhra bank 95 55 11 5 78 46 11 5
Bank of Baroda 196 664 33 137 208 695 33 132
Bank of India 180 684 28 79 214 792 30 86
Bank of Maharashtra 32 86 3 10 31 91 3 11
Canara Bank 389 1053 128 210 386 1104 125 238
Central Bank of India 271 386 73 63 241 395 54 59
Corporation Bank 32 142 2 10 31 185 2 10
Dena Bank 13 142 2 19 15 150 2 20
Indian Bnak 54 192 3 11 49 198 3 14
Indian Overseas Bank 157 279 16 16 170 303 16 16
Oriental Bank of Commerce 70 654 12 39 80 646 13 39
Punjab & Sind Bank 109 811 5 16 112 740 4 14
Punjab National Bank 363 1454 68 124 383 1568 79 123
Syndicate Bank 174 478 47 95 196 520 51 106
UCO Bank 104 227 31 38 142 328 75 75
Union Bank of India 137 597 17 82 138 575 18 92
United Bank of India 223 186 111 84 228 190 111 84
Vijaya Bank 49 237 11 52 49 252 10 46
Total 6492 14450 1425 2375 6716 14997 1322 2474
Statement showing Priority Sector Advances to the members of specified Minority Community by Public Sector Banks for the half year ended March & Septemebr 2001.
No. of Accounts- in thousand Amount Rs. in crores
Name of the Bank March 2001 in all Districts March 2001 in 41 identified Districts
September 2001 in all Dists. September 2001 in 41 identified Districts
No. of Amount No. of Amount No. of Amount No. of Amount A/Cs O/S A/Cs O/S A/Cs O/S A/Cs O/S
State Bank of India 2756 3486 590 781 2980 3753 614 798
State Bank of Bk.& Jaipur 37 95 1 2 37 98 1 2
State Bank of Hyderabad 155 186 18 41 128 157 11 21
State Bank of Indore 26 36 1 2 24 33 1 2
State Bank of Mysore 47 68 1 1 47 69 1 1
State Bank of Patiala 196 380 3 6 204 410 3 6
State Bank of Saurashtra 11 51 334 2 12 47 376 2
State Bank of Travancore 557 719 41 130 584 861 47 203
Allahabad bank 136 174 45 68 139 200 49 56
Andhra bank 72 43 11 5 84 49 11 5
Bank of Baroda 187 604 32 94 187 624 31 115
Bank of India 197 703 28 75 193 643 29 76
Bank of Maharashtra 34 93 3 12 33 85 3 9
Canara Bank 353 949 117 224 379 996 131 236
Central Bank of India 300 378 74 54 258 367 71 57
Corporation Bank 30 141 3 14 31 133 4 15
Dena Bank 16 196 3 20 14 169 3 26
Indian Bnak 65 147 4 12 62 169 3 18
Indian Overseas Bank 138 397 16 16 187 322 16 16
Oriental Bank of Commerce 71 516 7 28 72 582 11 35
Punjab & Sind Bank 109 784 8 25 110 788 8 19
Punjab National Bank 370 1298 70 113 363 1330 69 121
Syndicate Bank 160 374 46 70 163 422 47 83
UCO Bank 136 259 29 36 116 284 30 39
Union Bank of India 136 522 20 79 126 556 17 80
United Bank of India 233 178 110 82 233 185 111 85
Vijaya Bank 48 218 11 31 46 226 11 46
Total 6577 12999 1291 2024 6811 13556 1333 2174
