Question : WORKING OF NMDFC



(a) whether the National Minorities Development and Finance Corporation provides credit to minorities, particularly in the North-Eastern States of the country;

(b) if so, the total credit provided by NMDFC during the last three years;

(c) whether any evaluation has been made regarding the extent to which the credit has helped the minorities in the North-Eastern states;

(d) if so, the findings thereof;

(e) whether the NMDFC schemes are running in all the North-Eastern States;and

(f) if not, the reasons therefor?

Answer given by the minister


MINISTER OF THE STATE (INDEPENDENT CHARGE) IN THE MINISTRY OF MINORITY AFFAIRS (SALMAN KHURSHID)

(a) Yes Sir.

(b) The details of total credit provided in the country,as well as in the North-Eastern States, by National Minorities Development and Finance Corporation (NMDFC) during the last three years are given below:

(Amount in crore rupees)
Year Total North-Eastern States
2006-07 112.75 8.25 2007-08 144.12 12.82 2008-09 130.72 8.52

(c) and (d) NMDFC had got an evaluation done of its schemes financed during the period 1.4.2001 to 31.3.2006. The sample for the study, consisting of ten states in the country, covered the state of Nagaland in the North East. The evaluation has revealed that in Nagaland 99.30% of the sample of beneficiaries crossed double the poverty line.

(e) and (f) NMDFC finances schemes mainly through State Channelising Agencies (SCAs) and the rest through non-governmental organizations (NGOs). In the North-East, NMDFC schemes are being implemented through SCAs in Assam, Mizoram, Nagaland and Tripura. The SCAs in Manipur, Meghalaya and Sikkim are not operational. No SCA has been nominated by the State Govt. of Arunachal Pradesh. NMDFC has been making efforts to implement its micro-credit programme through NGOs in these States.