(a) whether the Agricultural insurance will be rationalised as the existing actuarial rates are quite high;
(b) whether unit area of insurance should be brought down to the village level and all crops including
perennial crops should be covered under National Agricultural Insurance Scheme (NAIS);
(c) if so, whether the farmers are being satisfied with the NAIS;
(d) if not, the reasons therefor;
(e) whether the Government propose to amend the existing system; and
(f) if so, the details thereof?
MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE (SHRI HUKUMDEO NARAYAN YADAV)
(a): Under National Agricutural Insurance Scheme (NAIS) flat premium rates for food, oilseeds crops
and actuarial rates for annual commercial/horticultural crops are charged. A proposal for further
rationalization of the premium rates is under the consideration of the Government.
(b): Yes, Sir, as per the provision of the scheme States/UTs are required to reach the level of Gram
Panchayat as the unit of insurance.
To provide insurance coverage to perennial horticultural crops under National Agricutlural Insurance
Scheme (NAIS) Government has decided to cover selected perennial horticultural crops in selected
district/States, on experimental basis.
(c): Yes, Sir. Farmers are satisfied as coverage of the scheme is increasing.
(d): Question does not arise.
(e)&(f): Yes, Sir. On the basis of the suggestions received from the States/UTs and as provided in the
Scheme a review proposal regarding rationalization of premia rates, limiting the sum insured, continuation of
subsidy to small and marginal farmers, assessment of yield rates through small area Crop Estimation Method
(SACEM), State-wise maintenance of Corpus Fund, coverage of perennial crops etc. is under the
consideration of the Government.