(a) the details of farmers, crops and agricultural land covered under National Agricultural
Insurance scheme (NAIS) in Rajasthan, till date;
(b) the criteria followed to decide the rate of premium under the scheme, crop-wise;
(c) the total amount of premium collected from the farmers for the said scheme in the State
during each of the last three years; and
(d) the payment made against the insurance claims during the said period and thereafter?
MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE (SHRI KANTI LAL BHURIA)
(a): Rajasthan is implementing the National Agricultural Insurance Scheme (NAIS) since Kharif 2003
season. The major crops covered in the State are paddy, maize, jowar, bajra, moong, moth, urd, gaur,
arhar, cowpea, sesamum, soyabean (yellow), castor, wheat, gram, mustard, groundnut etc. From Kharif
2003 to Kharif 2004 season, 1559038 farmers are covered over an area of 40.68 lakh hectares.
(b): There are two categories of chargeable premium rates under NAIS. Flat rates of premium
charged for insuring food and oilseeds crops. They are fixed keeping in view the risk involved and the
paying capacity of farmers. Other category is the actuarial rates of premium charged for insuring annual
commercial and horticultural crops. These rates are calculated on the basis of variability in the yield.
(c)&(d): Total amount of premium collected and total claims paid/payable during last three years
are given below:-
(Rs. in lakhs)
Year Premium collected Total Claims
2003-04 121.02 14.19 2004-05 5520.64 11107.23# 2005-06 Kharif 2005 season is in progress
# = Claims for Kharif 2004 season only. Out of the total claims of Kharif 2004, claims amounting to Rs.1544 lakh are pending.