Question : LOANS PROVIDED THROUGH BANKS



(a) the amount of loans provided by the public sector banks and financial institution in the Union Territory of Daman and Diu, Sector-wise; and

(b) the specific incentives and concessions extended by the public sector banks and financial institutions for industrial development in Union Territory of Daman and Diu?

Answer given by the minister


THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI BALASAHEB VIKHE PATIL):

(a) Sector-wise distribution of outstanding credit by public sector banks for the Union Territory of Daman & Diu as available from Reserve Bank of India as on 31st March 2000 is indicated below:

Sector-wise Distribution of Credit by Public Sector Banks for the Union Territory of Daman & Diu - March 2000


(Amount in Rs.Lakh)
Sector No. of Accounts Credit Limit Amount Outstanding
I. Agriculture 564 189 166 II. Industry 844 30180 22019 III. Transport Operators 239 241 152 IV. Professional and Other Services 193 247 217 V. Personal Loans 2104 1010 808 VI. Trade 485 863 506 VII. Finance 15 63 14 VIII. Ail Others 522 1379 979 Total Bank Credit 4966 34172 24864 of Which 5.Artisans & Village 145 31 27 Industries 6. Other Small Scale 329 9230 6339 Industries

(b) Various steps are taken for increasing the flow of credit particularly to the rural, semi-urban areas. Annual Credit Plans (ACPs) are prepared for each district every year and implementation thereof is monitored by various fora created under the Lead Bank Scheme viz. Block Level Bankers Committee at block level, District Consultative Committee at district level and State Level Bankers Committee (SLBC) at State level. National Bank for Agriculture and Rural Development has constituted Rural Infrastructure Development Funds for granting loans to the State Government for development of infrastructure projects in the rural areas.