Question : Personal Loans

(a) whether the Government has any data on the quantum of personal loans availed in the last five years through banks;

(b) if so, the details thereof, State/UT-wise;

(c) whether the Government has any data of such loans availed by industries and real estate promoters; and

(d) if so, the details thereof?

Answer given by the minister

THE MINISTER OF STATE FOR FINANCE


(a) and (b): The Reserve Bank of India (RBI) has informed that required data are not maintained by it.
(c) and (d): As per RBI inputs, the details of the advances outstanding of Scheduled Commercial Banks (SCBs) to industry and of the total advances of SCBs with real estate exposure are at Annex.
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