(a) the number of Kisan Credit Cards issued by various banks during the last three year,
State-wise;
(b) the number of Kisan Credit Cards operationalised;
(c) the amount sanctioned and disbursed through Kisan Credit Cards by the nationalised
banks during the last three years, year-wise;
(d) the manner in which the amount disbursed during the financial year 2004-05 and
2005-06; and
(e) the steps taken to facilitate more and more use of Kisan Credit Cards ?
MINISTER OF THE STATE IN THE MINISTRY OF FINANCE (SHRI PAWAN KUMAR BANSAL)
(a),(b)&(c): The cumulative total number of KCCs issued to farmers by all agencies as on
31st December 2005 was 5.60 crore. State-wise details of Kisan Credit Cards(KCCs) issued
by Cooperative Banks, Regional Rural Banks and Commercial Banks during the last three years
i.e. 2002-03, 2003-04 and 2004-05 are furnished in Ancexure-I, II and III respectively.
(d) : KCC limit is in the nature of revolving cash credit facility involving any number of
drawals and repayments within the limit prescribed.
(e) : With a view to facilitate more and more use of Kisan Credit Card and to make available
all the credit requirement of the farmers under a single window, the scope of KCC has been
widened to cover term loans/working capital loans for agriculture and allied activities
including a reasonable component to meet the consumption needs also. Accordingly, banks have
been advised to issue KCC to all eligible farmers including oral lessees, tenant farmers and
share croppers. Banks have been further advised to route crop loans only through KCC and
give wide publicity to the sector.
Annexure-I
Kisan Credit Card Sctw me - Progress as on 31 March 2003 (Statewise- Cooperative Bank, RRBs & Commercial Banks)
Sr. State/UT Cooperative Regional Rural Commercial Total No. Banks Banks Banks No. Cards Amt No. Cards Amt Cards Amt Cards Amt issued sanctd issued sanctd Issued sanctd issued sanctd
1 Andhra Pradesh 22 230516 160543.44 16 209692 59467.84 45588S 96538.20 896096 316549.48 2 Assam 1 560 54.4 5 7327 1396.46 34679 3006.22 42566 4457.08 3 Aruhachal Pradesh 1 191 21.20 1 48 1.05 1835 150.46 2074 172.71 4 Bihar 25 172716 13325.74 16 9330 1201.50 79993 18631.87 262095 33159.11 5 Gujarat 18 305319 178509.32 9 36440 18739.38 113S44 30419.77 455403 227668.47 6 Goa$ 1 1337 218.66 0 0 0.00 603 346.78 1940 565.44 7 Haryana 19 291690 96902.10 4 22593 12591.00 72287 41744.03 386570 151237.13 8 Hlmachal Pradesh 3 1393 1309.31 2 516 90.05 23213 5380.91 25122 6780.27 9 Jammu & Kashmir 4 4531 513.10 3 1078 822.14 801 185.95 6410 1521.19 10 Karnataka 19 174500 37433.53 13 98722 52304.67 157413 67815.51 430635 157553.71 11 Kerala 14 179065 32569.22 2 24273 6886.16 152447 34285.96 355785 73741.34 12 Madhya Pradesh 38 383773 225201.42 19 40120 6300.84 83756 34281.11 507649 265783.37 13 Maharashtra 29 621069 365814.99 10 35515 6888.05 186817 60453.54 843401 433156.58 14 Meghalaya# 1 120 12.25 1 46 4.17 1927 209.44 2093 225.36 15 Mizoram # 1 920 46.01 1 61 0.81 519 21.16 1500 67.98 16 Manipur# 0 0 0 1 0 0 1458 210.39 1458 210.39 17 Nagaland# 1 284 5.44 1 55 4.60 1012 60.10 1351 70.14 18 Ortssa 17 395890 35876.11 9 29335 2037.32 81516 9691.32 506741 47604.75 19 Punjab 19 65741 67164.82 5 16958 7881.92 114565 66164.5 197364 141211.30 20 Rajasthan 26 52812 108155.67 14 34357 20488.59 97245 43823.47 184414 172467.73 21 Sikkim #$ 1 265 25.41 0 0 0 361 55.54 626 80.95 22 Tamil Nadu 22 312716 87486.41 3 23791 2092.25 268814 54869.53 605321 144448.19 23 Tripura 1 332 36.11 1 1216 26.12 3043 200.36 4591 262.59 24 Uttar Pradesh 50 1142267 122596 36 340403 91262.16 550955 134819.30 2033625 348677.46 25 West Bengal 19 83029 13660.93 9 10311 1265.98 113909 15886.55 207249 30813.46 26 A & N Island 1 534 47.95 0 0 0 81 14.25 615 62.20 27 Chandigarh #$ 0 0 0 0 0 0 0 0.00 0 0.00 28 Daman & Nicobar 0 0 0 0 0 0 0 0.00 0 0.00 29 New Delhi # 1 98 40.00 0 0 0 337 214.26 435 254.26 30 D & N Havpli 0 0 0 0 0 0 4 5.56 4 5.56 31 Lakshdweap 0 0 0 0 0 0 34 9.56 34 9.56 32 Pondicherrv #$ 1562 260.171 0 0 0 1947 412.63 3509 672.80 33 Jharkhand 9 3294 5841.09 6 6 4967 616.63 24884 3424.02 33145 9883.74 34 Chattisgarh 7 115116 22270.12 5 14268 2228 21875 5365.47 151259 29663.59 35 Uttaranchal 9 37283 8181.98 4 2478 943.11 32925 10025.34 72686 19150.43 TOTAL 380 4578923 1584122.90 196 963950 295542.80 2680893 738723.12 8223766 2618388.82
(Rs. lakh) Sr. State/UT Cooperative Regional Rural Commercial Total No. Banks Banks Banks No. Cards Amt No. Cards Amt Cards Amt Cards Amt issued sanctd issued sanctd Issued sanctd issued sanctd
1 Andhra Pradesh 22 36346 1409 16 252205 2546.7 632852 135217.02 921403 139173 2 Assam 1 930 86 5 11421 1064.13 42330 3880.93 54681 5031 3 Arunachai Pradesh # 1 283 57 1 385 87 2592 212.34 3260 3561 4 Bihar 25 339641 33240 18 38908 9350 102071 23324.91 480620 65916 5 Gujarat 18 127036 176109 9 13144 13923 106233 31840.23 246413 221872 6 Goa 1 954 224 0 0 0 865 393.32 1819 617 7 Haryana 19 149602 5374V 4 37363 27266 81542 58761.89 268507 139769 8 Himachal Pradesh 3 7177 Tf86l 2 2447 1211 27608 7331.64 37232 9728 9 Jammu & Kashmir 4 3267 1036 3 1584 280 671 168.82 5522 1484 10 Karnataka 19 291557 71370 13 96739 55170 167343 74026.75 555639 200566 11 Kerala 14 214243 37773 2 38216 14284 140509 40352.12 392968 92409 12 Madhya Pradesh 38 10680581 42862 19 6B487 9130 133651 59019.94 1270196 111012 13 Maharashtra 29 130294 264928 10 730 16419 169434 60015.64 300458 341363 14 Meghalaya 1 901 114 1 3451 249.53 4129 297.68 8481 661 15 Mizoram # 1 23 10 1 222 41.13 1124 88.79 1369 140 16 Manipur# 0 427 47 4 609 35 2094 325.71 3130 408 17 Na9aland # 1 337 5 1 218 28 1911 107.78 2466 140 18 Orissa 17 400436 16557 9 52237 11103 84027 12764.91 536700 40424 19 Punjab 19 189621 22104 5 7374 16371 126286 91774.54 152622 130249 20 Rajasthan 26 397944 36125 14 36986 23114.78 142596 67119.43 577526 126359 21 Sikkim #$ 1 602 88 0 0 0 542 64.18 1144 152 22 Tamil Nadu 22 20776 8250 3 14272 197 322698 64918.91 357746 73365 23 Tripura # 1 414 82 1 2920 485.45 4995 594.18 8329 1161 24 Uttar Pradesh 50 1216276 80932 36 499514 33596 567980 161438.19 2283770 275966 25 West Bengal 19 290657 58731 9 49400 17498 137645 17114.17 477702 93343 26 A & N island #$ 1 329 33 0 0 0 67 15.34 396 49 27 Chandigarh #$ 0 0 0 0 0 0 1 5 1 5 28 Daman & Diu @$ 0 0 0 0 0 0 0 0 0 0 29 New Delhi ## 1 153 128 0 0 0 424 315.02 577 443 30 D & N Haveii@$ 0 0 0 0 0 0 3 3.5 3 4 31 Lakshdweep@$ 0 0 0 0 0 0 80 28.95 80 29 32 Pondicherry #$ 1 350 51 0 0 0 2262 483.71 2812 535 33 Jharkhand 9 6452 766 6 14955 229 36424 5071.87 57831 6067 34 Chhattisgarh 7 103939 54885 5 27658 4928.83 24344 5501.87 155941 85316 35 Uttaranchal 9 49670 22612 4 2844 1276 26775 10527.49 79489 34415 TOTAL 380 4878236 985541 196 1274289 259882 3094108 933106.77 9246633 2178529
Sr. State/UT Cooperative Regional Rural Commercial Total No. Banks Banks Banks No. Cards Amt No. Cards Amt Cards Amt Cards Amt issued sanctd issued sanctd Issued sanctd issued sanctdNote : # SCB functions as CFA.
1 Andhra Pradesh 22 16 301128 47039 1281352 286686 1582480 333725
2 Assam 1 1375 114 5 18675 2674 63366 8878 83416 11666
3 Arunachal Pradesh # 1 225 56 1 304 31 3816 613 4345 700
4 Bihar 25 16 89859 23462 141922 35767 231781 59229
5 Gujarat 18 63759 318605 9 18265 32225 127734 48205 209758 399035
6 Goal 1 177 54 1954 791 2131 345
7 Haryana 19 28148 104742 4 47999 38949 32294 76488 158441 220179
8 Himachal Pradesh 3 5913 2825 2 7464 1517 18814 6988 3219 11330
9 Jammu & Kashmir 4 10286 1396 3 1716 894 676 243 12676 2533
10 Karnataka 19 41268 68690 13 141866 41860 223455 116061 406589 226631
11 Kerala 14 130059 48602 2 53957 16185 134883 43145 318899 107932
12 Madhya Pradesh 38 529710 120747 19 52819 42253 176919 101813 759448 ?64813
13 Maharashtra 29 323558 457067 10 46048 253 221117 78741 590723 536061
14 Meghalava# 1 840 89 1 1043 252 9000 839 10893 1180
15 Mizoram # 1 61 13 1 779 204 2655 507 3495 724
16 Maniour # 1 1 155 74 5614 1010 5769 1084
17 Naqaland 1 578 15 1 376 17 3323 487 427 519
18 Orisss 17 351109 87901 9 86586 10713 134910 24358 602605 122972
19 Punjab 19 25650 76229 11522 3711 115071 113106 152243 193046
20 Rajasthan 26 592946 166276 14 67254 83039 215018 111740 875218 351055
21 Sikkim #$ 1 418 13 1020 198 1438 211
22 Tamil Nadu 22 185038 52043 3 25711 4291 403892 106113 614641 162447
23 Tripura # 1 465 77 1 4373 455 5577 813 10415 1345
24 Uttar Pradesh 50 733177 3663 36 558907 3264 706294 240960 1998378 247887
25 West Bengal 19 25318C 47413 9 69746 13209 175168 36278 498094 96900
26 A&N Island #$ 1 7B2 155 120 27 902 182
27 Chandiqarh #$ 928 164 928 164
28 Daman & Diu @#
29 New Delhi #$ 1 124 68 1015 589 1139 657
30 DSN Haveli @$ 3 1 3 1
31 Lakshdweep @$ 75 32 75 32
32 Pondicherry #$ 1 1284 212 4094 13511 5378 1563
33 Jharkhand 9 1214D 622 6 78769 7458 67563 8884 158472 16964
34 Chhattisqarh 7 181813 1242 5 38273 8167 31858 9096 251944 18505
35 Uttaranchal 9 51700 738 4 5433 1051 34064 14603 91197 16392
TOTAL 381 3555783 1559667 196 1729027 383267 4395564 1475577 9680374 3418511